In the United States every citizen, permanent resident and temporary resident who is on a work permit must apply for a social security number. You will receive a small plastic, wallet-sized card containing your social security number. You need this card in order to get a job, enlist in the U.S. military, apply for a loan or a credit card, and pay your taxes. You may also need your social security card to open up a U.S. bank account, to register a vehicle, and to apply for a driver's license. A social security number is a nine-digit number that is used to report an individual's employment earnings to the government. The government uses this information to determine the individual's taxes and SS benefits.
These SS benefits are privileges granted to U.S. citizens and lawful immigrants. Some of these benefits include:
- Retirement Insurance Benefits, or Old-Age Insurance Benefits - paid to those who have reached the age of 62;
- Disability insurance - designed to provide income to people who are unable to work as a result of a disability;
- Unemployment benefits - issued to those who have lost their jobs under certain circumstances;
- Medicare - provides health insurance coverage to those who are 65 and over or who meet other special criteria;
- Medicaid - helps families with low incomes pay for their medical bills;
- Children's Health Insurance Program - provides some assistance with health insurance to families with children. The program targets families with low to moderate incomes that are, nevertheless, too high to qualify for Medicaid.
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